We speak with two experts from Wesleyan Financial Services to discuss principles of effective retirement planning and what headteachers need to think about and plan for.
We focus on the provisions within the Teachers’ Pension Scheme including how benefits are calculated under the 80th Final Salary, 60th Final Salary, and Career Average schemes.
We explain the McCloud Judgement and how it is likely to affect headteachers who have been in service a long time.
We advise how headteachers can set about working out how much income they might need at different stages of retirement and what action they need to take to achieve this. We also consider tax-planning for higher earners.
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